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Car insurance

The types of accidents covered by your insurance

Types of accidents covered	Full coverge	Economy +A
Collision, contact with other vehicle	YES	YES
Fire, explosion	YES	YES
Typhoon, flood	YES	YES
Theft	YES	YES
Broken window glass	YES	YES
Single accident	YES	NO
Hit and run	YES	NO

●Explanation of "Agreed Value Special Clauses"

The full amount of the limit of liability will be paid for total loss of vehicle.
5% of the liability will be paid as extra expense claim separately from the compensation for vehicle damage. (Up to 100,000 yen)

●Substitute automobile need when automobile is stolen

If an automobile which applies to the “Agreed Value Special Clauses” or a special-purpose vehicle (camping car) is stolen (not including theft of automobiles parts, optional items etc.), and the theft is reported to the police, compensation will be made to cover for a substitute automobile from the 4th day after the theft, 3,000 yen per day (for up to 30 days).

Amount of indemnity (personal responsibility amount)

If the amount of indemnity is set at (0 yen) for the first accident, and (0 yen) for all subsequent accidents, there will be no personal responsibility placed on the policy holder no matter how many accidents occur.

Amount of indemnity
1st accident	2nd accident
0 yen	0 yen
0 yen	100,000 yen
50,000 yen	50,000 yen
50,000 yen	100,000 yen
70,000 yen	70,000 yen
70,000 yen	100,000 yen
100,000 yen	100,000 yen
150,000 yen	150,000 yen
200,000 yen	200,000 yen

If the amount of compensation from the other party exceeds the amount of indemnity, then self-responsibility does not come into effect.

Repair of insured automobile at specified auto repair shop

If the repair of the insured vehicle is carried out at an auto repair shop specified by this company, an additional 5% (up to 50,000 yen) will be paid. However, this will not be paid if the owner of the insured vehicle contacts us with such a request.

Substitute vehicle expenses coverage

The expenses related to renting a vehicle after an accident will be covered by car insurance.

Fixed amount payment: regardless of whether you use a rental vehicle or not, a fixed amount will be paid to you depending on the number of days it takes to repair your car.

Actual cost payment: if you used a rental vehicle while your car was being repaired, the actual cost of renting that vehicle (up to a daily limit) will be paid.

Accident incidental expense coverage

For accident entitled to receive a payout, if your vehicle cannot be driven under its own power after an accident, your expenses, such as hotel, return travel expenses, etc, will be covered by your insurance.

Accommodation fees	Return transportation fees
Luggage transportation fees	Cancellation fees

Total loss of vehicle incidental expense coverage (limit 400,000 yen)

If the insured vehicle becomes a total loss as a result of an accident, there are a number of incidental costs involved in scrapping the vehicle and paying taxes for a replacement vehicle. To help reduce the burden, we will pay you 5% of the car insurance value plus 100,000 yen (up to a limit of 400,000 yen) to cover these incidental expenses.

- Vehicle Compensation -