- Injury Compensation -

Offering even more than our Wide Plan

Liability Coverage Super Wide Plan

In addition to the coverage offered by the Wide Plan, the Super Wide Plan offers the policy holder, the policy holder’s spouse, any relatives living with the policy holder and spouse, or a single child living separately, the following insurance claims will be possible in case of death or injury resulting from sudden and coincidental accidents. This excludes cases in which worker’s injury insurance, and other forms of insurance apply.

Death / disability insurance

Medical insurance

Wide coverage for you both in and out of the car

Liability Coverage Wide Plan

If a passenger in the insured vehicle is killed or disabled as a result of a car accident; or if the policy holder, the policy holder’s spouse, any relatives living with the policy holder and spouse, or a single child living separately, is killed or disabled as a result of any accident involving a car or other form of transportation, an insurance claim will be possible.

Death / disability insurance

Seatbelt Special Coverage

All two plans above offer common compensation

If permanent damage is done to the face, double the normal amount of disability insurance will be paid

Wide coverage for your own protection

Bodily injury set discount (maximum 3%)

Bodily injury coverage

If the insured, the insured’s family or other passengers in the vehicle are killed or injured as a result of a car accident, insurance will be paid (as outlined in the policy), irrespective of the driver’s negligence.

	Compensating for the damage caused by policy holder’s negligence
	e.g. if an accident occurs as you make a right turn, hitting an oncoming vehicle going straight ahead.

	Speedy claims processing
	You don’t have to wait for the outcome of the negotiations with the other party. You will receive a payout from your insurance, within the boundaries of the insured amount.

Covering you and your family in and out of your car

While you are
in your car

While you are
in another car

While you and your family are not even in the car, such as taking a walk

Special discount for policy holders with two or more cars

1st Car

While you are
in your car

While you are
in another car

While you and your family are not even in the car, such as taking a walk

2st Car

While you are
in your car

While you are
in another car

While you and your family are not even in the car, such as taking a walk

Insurance claims

The insurance amount to be paid will be the amount of actual loss, calculated within the boundary of the insured amount

(1) Varieties of loss for which compensation will be paid

An insurance claim may be made if the policy holder falls into any of the categories below:
1.	Injury: a diminishment of daily-life function, work ability requiring medical treatment from a doctor.
2.	Residual disability: If a part of the body is lost, or the function of that part is permanently damaged.
3.	Death: In the case of death

(2) Method for calculating the amount of loss

The amount of loss will be calculated according the loss calculation standard for bodily injury compensatory conditions.

Exclusive to AIU

Bodily injury special expenses

There are many unforeseen expenses that arise as a result of a traffic accident. In order to help relieve the burden of these expenses, we provide special coverage, known as the “bodily injury special expense insurance”, that is separate to the “bodily injury insurance”.

Special insurance in case of death: 1,000,000 yen (per person)

To be paid in the case that the policy holder, the policy holder’s spouse, relatives living with the policy holder or a child living separately is killed in a car accident.

Home maid service, education support service: 1,000,000 yen
(for each child under the age of 18)

To be paid to any child under 18 on the day of a car accident in which the policy holder, the policy holder’s spouse, relatives living with the policy holder or a child living separately is killed or permanently disabled.

Temporary hospitalization: 50,000 yen

To be paid in the case that the policy holder, the policy holder’s spouse, relatives living with the policy holder or a child living separately is hospitalized for more than three days.